Free access to your credit report... with more on the way!

Custom-designed with
your credit health at the centre.

Powered by XDS
South Africa’s largest locally-owned credit bureau.

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  • Free up-to-date Credit Score on each log in
  • Detailed credit report and overview with unlimited PDF downloads
  • Get alerts when New Accounts are opened in your name or Open Accounts go into arrears
  • All your credit account details conveniently in one place with 24 month payment history

Build a credit profile that supports your financial future.

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  • Highest standards in data privacy, security and confidentiality
  • Registered with the National Credit Regulator and NCA compliant
  • Tools built to decrease consumer indebtedness and reduce reckless lending
  • Supporters of anti-money laundering activities

Providing South Africa with reliable credit information since 2002.

Identity Protection

Know when new accounts open in your name, if legal actions occur against you or when other suspicious activities get flagged.

Follow your money

Know where your money is going every month with access to 24 months of payment history on all short, medium and long term debt.

Alerts and Notifications

We monitor activity linked to your profile, such as when payments are in arrears or once your accounts are 'Paid-Up'.

Credit Education

Our Cred Ed resources offer insights, perspectives and sound advice to help you build and maintain a solid credit reputation.

splendi-fy

Splendi-fy your life

DASHBOARD WITH AVAILABLE CREDIT SUMMARY

REAL-TIME DATA

Your data is processed each time you log in.

DATA FILTERING

Verify or dispute the data linked to your personal profile.

LATEST CREDIT REPORT

An easy to understand summary of your current credit status.

UP-TO-DATE DATASETS

  • National Loans Register (NLR)
  • South African Credit & Risk Reporting Association (SACRRA)
  • Companies and Intellectual Property Commission (CIPC)