Understanding Credit: How XDS and Splendi Help You Check, Fix & Flourish
Your credit profile plays a crucial role in your financial journey, influencing everything from loan approvals to interest rates. But how do credit bureaus work, and how can you take control of your credit status? In this article, we break it all down and introduce you to Splendi, the consumer solution powered by Xpert Decision […]
How to Improve Your Credit Score
Your credit score plays a crucial role in your financial well-being. It determines your ability to secure loans, get better interest rates, and even qualify for certain financial opportunities. If you’re looking to improve your credit score, here are some practical steps to help you achieve a healthier financial standing. 1. Pay Your Bills on […]
How to Check Your Free Credit Report
Take Control of Your Financial Future Your credit report is more than just numbers—it tells a story about your financial health. A well-maintained credit report can help you qualify for loans, secure better interest rates, and improve your overall financial well-being. With Splendi, checking your credit report is easy, secure, and free. Follow our step-by-step […]
New Information on Your Credit Profile
Starting March 1, 2025, overdraft data will be reported to credit bureaus, and you may start seeing new information on your credit profile in Splendi. What is an Overdraft? An overdraft is a financial product offered by some banks, allowing you to borrow money through your checking (cheque) account. This lets you spend more than […]
Exciting New Offers Have Just Dropped on Splendi!
At Splendi, we’re committed to bringing you financial solutions that make life easier. Whether you need quick cash, are navigating the property market, or looking for a home loan, our latest offers are designed to provide real value when you need it most. Get Money: Short-Term Loan Need cash fast? Our new short-term loan is […]
Why You Need a PDF Copy of Your Credit Report: Be Prepared for Anything
In today’s fast-paced world, having a digital copy of your credit report at your fingertips can make life a whole lot easier. Splendi makes it incredibly convenient to obtain a PDF version of your credit report, and here are some scenarios where having that handy PDF could save the day. Discover why thousands of Splendi […]
Securing Your Future: How Much Should You Save Each Month for Emergencies and Future Goals?
Saving money is essential for financial security and peace of mind. But how much should you be saving each month to cover unexpected expenses and achieve your future goals? Splendi breaks it down for you with practical advice and scenarios that resonate with South Africans. Emergency Fund An emergency fund is your financial safety net. […]
Boost Your Savings: Try These 5 Tips for Financial Success
Building a solid savings foundation is a crucial step towards achieving financial stability and independence. Whether you’re saving for a big purchase, an emergency fund, or future financial goals, having a robust savings strategy is essential. Here are five practical tips from Splendi to help you work on building your savings this year. Set Clear […]
Unlocking Financial Freedom: Top Tips to Boost Your Credit Score in 2025!
Your credit score is more than just a number—it’s your passport to financial opportunities. Whether you’re dreaming of owning a home, getting a new car, or securing a better interest rate on loans, a high credit score can make those dreams a reality. But how do you improve your credit score effectively? Splendi has got […]
Ditch the Debt, Ditch the Dust Bunnies: Setting Actionable Financial Goals for 2025
The new year is often a time for reflection and setting new goals. While many of us may be tempted to dust off last year’s resolutions and stick them back on the fridge, let’s approach 2025 with a fresh perspective. This year, let’s ditch the generic goals and set actionable financial plans that stick. Forget […]